stagePay — SME vendor finance for Saudi eventsComing soon

Your signed PO.Cash within 24 hours.

stagePay advances Saudi SME vendors against verified contracts with corporates, government buyers, and event organisers. Three to six percent combined fee. SAMA-licensed financing partners. Built in Saudi Arabia.

Join the waitlist How it works

Vendors · Freelancers · Event organisers · Procurement teams · Investors · Partners

Saudi event vendors are paid 30 to 60 days after delivery.

Caterers, manpower agencies, AV crews, and event freelancers across Saudi Arabia run on a payment-cycle mismatch. Corporate and government clients pay Net 30 to Net 60 from invoice. Vendors pay weekly payroll, fortnightly suppliers, and event-day staff in advance. The cash-flow gap is bridged with informal credit at 18 to 36 percent APR — when it is bridged at all.

Day 0

You deliver

Day 1

stagePay pays you

Day 30 – 60

Buyer pays normally

With stagePay, the gap closes on day one. Your buyer keeps their standard term.

Four scenarios

Four ways we advance you — depending on when you need the cash.

Pick the scenario that matches your project. We finance each one differently because the risk profile is different.

Post-completion advance

Work delivered, producer or buyer signs off.

Advance: 80 – 90% of contract balance
Fee: 3 – 4% combined
Best for: Catering, manpower, AV, decor, photography — categories where delivery is verifiable.

Milestone advance

Each milestone of a multi-stage deliverable.

Advance: 70 – 80% of milestone value
Fee: 3.5 – 4.5% combined
Best for: Catering with deposit-service-cleanup phases; AV with setup-execution-strike; multi-day production engagements.

Pre-event procurement advance

You need cash before delivery to fund inputs.

Advance: 50 – 70% of contract value
Fee: 4.5 – 6% combined
Best for: Caterers buying ingredients; manpower agencies pre-paying staff; AV crews pre-shipping equipment.

First-time vendors backed by Kafalah loan guarantee.

Bridge facility for repeat vendors

You have three or more events on the platform; ongoing working capital.

Advance: Revolving line, scales with platform volume
Fee: 4 – 5% per drawn period
Best for: Established vendors with consistent platform activity.

Who we serve

From freelancers to established SMEs.

We work with vendors at every size. The financing partner matches your scale.

Tier 1Coming Q3 2026

Freelancers and micro vendors

Tickets: SAR 20,000 – 200,000
Tenor: 1 – 6 months
Onboarding: Bank statement plus cash-flow proof
Speed: Decision in 20 minutes
Financing partner: SAMA-licensed microfinance partner

Tier 2Coming soon

Established SME vendors

Tickets: SAR 200,000 – 2 million
Tenor: 1 – 6 months
Onboarding: CR, VAT certificate, bank statements, prior contracts
Speed: Decision in 24 – 48 hours
Financing partner: SAMA-licensed SME finance partners

Tier 3Coming soon

Enterprise vendors and producers

Tickets: Above SAR 2 million
Tenor: 6 – 12 months
Onboarding: Full corporate underwriting
Speed: Structured separately
Financing partner: Bank partners

How it works

How a typical advance flows.

01
Sign your contract
You sign a contract or accept a PO from a corporate, government, or event organiser buyer.
02
Opt in to stagePay
You opt into stagePay at contract acceptance (if your contract is through stageEvents).
03
Verify your business
We pre-fill your KYC from your platform profile — or you upload CR, VAT certificate, bank statement, and IBAN confirmation.
04
Get approved fast
Our SAMA-licensed financing partner reviews and approves — 20 minutes for micro tier, 24–48 hours for SME tier.
05
Receive your cash
We disburse to your nominated account within 24 hours of trigger condition (depends on your scenario).
06
Buyer settles, not you
Your buyer pays the financing partner on their standard term — you never see the gap.

The economics

Why this saves you money.

What you pay today

Informal credit

Family loan or merchant cash advance18 – 36% APR
Bank line (if you can get one)10 – 15% APR + collateral

Suggested

What you pay with stagePay

3 – 6% combined fee

No collateral
No APR compounding
No personal guarantee on micro tier

Worked example

On a SAR 500,000 advance:

With stagePay

SAR 15,000 – 30,000

On informal credit (same period)

SAR 90,000 – 180,000+

For event organisers and corporate buyers

If you buy from Saudi event vendors, this strengthens your supply chain.

Your vendors deliver better when they're paid on time. Your supplier base expands because vendors who can't accept Net 60 today can bid for your contracts tomorrow. Your procurement workflow doesn't change — you pay your standard term to a SAMA-licensed financing partner instead of the vendor directly. Zero cost to you. Cleaner audit trail. Documented Saudi SME enablement for your reporting.

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Waitlist

Be among the first to use stagePay.

Tell us a bit about you — we onboard partners in waves.